What is a Term Deposit?
A Term Deposit is a secure investment made through an agreement between the individual and the bank for a specific amount of money and a period determined by the customer. Depending on the deposited amount, individual customers earn interest based on the selected term and currency.
How Does It Work?
Simply visit one of our bank branches and speak with a customer service representative. Our staff will guide you through the process and complete the opening of your deposit account within a short period of time.
Advantages and Features
- A range of currency and term options, from 1 to 60 months.
- Automatic renewal without the need to visit the bank.
- The deposit may be held jointly by multiple account holders.
- A secure and convenient investment.
Always refer to the latest deposit interest rate bulletins published at our branches and on our official website, as well as the applicable terms and conditions, for any additional information regarding deposits.
Required Documentation
- Identity Card
- Registration Form for new customers, or updated customer information for existing customers.
- Agreement with the Bank
- Income Declaration Form and supporting documentation, depending on the deposited amount.
Credins Bank in Kosovo is a mandatory member of the Deposit Insurance Fund of the Republic of Kosovo
