What is Deposit PLUS?
Deposit Plus is a systematic savings plan designed for all individual customers, especially salary earners who receive their salary through Credins Bank.
How Does It Work?
Credins offers you the possibility of making periodic transfers into a savings deposit using funds saved from your salary. No maintenance fees are applied to these deposits. The purpose of the deposit is saving, and the funds may be withdrawn only after 6 months have passed from the date the deposit was opened.
Advantages and Features
- Systematic saving to help you prepare for unexpected financial needs.
- You choose the amount and the date for the periodic transfer into the deposit.
- Possibility to make deposits throughout the month.
Always refer to the latest deposit interest rate bulletins published at our branches and on our official website, as well as the applicable terms and conditions, for any additional information regarding deposits.
Required Documentation
- Identity Card
- Registration Form for new customers, or updated customer information for existing customers.
- Deposit Agreement
Credins Bank in Kosovo is a mandatory member of the Deposit Insurance Fund of the Republic of Kosovo
What is a Term Deposit?
A Term Deposit is a secure investment made through an agreement between the individual and the bank for a specific amount of money and a period determined by the customer. Depending on the deposited amount, individual customers earn interest based on the selected term and currency.
How Does It Work?
Simply visit one of our bank branches and speak with a customer service representative. Our staff will guide you through the process and complete the opening of your deposit account within a short period of time.
Advantages and Features
- A range of currency and term options, from 1 to 60 months.
- Automatic renewal without the need to visit the bank.
- The deposit may be held jointly by multiple account holders.
- A secure and convenient investment.
Always refer to the latest deposit interest rate bulletins published at our branches and on our official website, as well as the applicable terms and conditions, for any additional information regarding deposits.
Required Documentation
- Identity Card
- Registration Form for new customers, or updated customer information for existing customers.
- Agreement with the Bank
- Income Declaration Form and supporting documentation, depending on the deposited amount.
Credins Bank in Kosovo is a mandatory member of the Deposit Insurance Fund of the Republic of Kosovo
What is a Calendar Deposit?
A Calendar Deposit is a savings plan designed to meet your needs for flexibility in managing both your time and the money you want to save. With a Calendar Deposit, you choose the maturity date yourself and earn interest depending on the amount, term, and selected currency.
Advantages and Features
- Benefit from competitive interest rates.
- Choose the maturity date of your deposit within a period ranging from 30 to 365 days.
- Plan important events based on the investment made through the Calendar Deposit.
- Monitor your investment at any time through e-Banking.
Always refer to the latest deposit interest rate bulletins published at our branches and on our official website, as well as the applicable terms and conditions, for any additional information regarding deposits.
Required Documentation
- Identity Card
- Registration Form for new customers, or updated customer information for existing customers.
- Deposit Agreement
Credins Bank in Kosovo is a mandatory member of the Deposit Insurance Fund of the Republic of Kosovo
What is a Demand Deposit?
A Demand Deposit is a savings account that helps you organize and plan various investment projects.
How Does It Work?
Simply visit one of our bank branches and speak with a customer service representative. Our staff will guide you through the process and help you open your deposit account within a short period of time. Afterwards, you can deposit your savings at any time and earn interest, while also having the flexibility to withdraw your funds whenever you need them.
Advantages and Features
- Save without “locking” your money, as you can withdraw your funds at any time.
- Become familiar with saving and managing your funds through the bank.
- Helps you prepare for unexpected expenses.
- An ideal investment option for customers who receive monthly rental income or other sources of income not based on a salary.
Always refer to the latest deposit interest rate bulletins published at our branches and on our official website, as well as the applicable terms and conditions, for any additional information regarding deposits.
Required Documentation
- Identity Card
- Registration Form for new customers, or updated customer information for existing customers.
- Deposit Agreement
Credins Bank in Kosovo is a mandatory member of the Deposit Insurance Fund of the Republic of Kosovo
What is the Blue Deposit?
The Blue Deposit is a long-term investment that begins when a child is born. By saving regularly, you can help secure access to quality education and provide a financial foundation for a future with more opportunities and choices.
How Does It Work?
With the Blue Deposit, you can add funds at any time. These funds are added to the initial deposit amount, gradually increasing the return earned through interest. When your child turns 18, the deposit will be transferred to a current account in the child’s name, or the child may choose to renew it as a term deposit.
Advantages and Features
- Available for children from 0 to 15 years of age.
- Opened in the child’s name.
- Additional deposits can be made at any time by anyone who wishes to give a financial gift to the child, once the deposit has been opened.
- Withdrawals are not permitted until the child reaches the age of 18.
Always refer to the latest deposit interest rate bulletins published at our branches and on our official website, as well as the applicable terms and conditions, for any additional information regarding deposits.
Required Documentation
- Identity Card
- Registration Form for new customers, or updated customer information for existing customers.
- Deposit Agreement
Credins Bank in Kosovo is a mandatory member of the Deposit Insurance Fund of the Republic of Kosovo.
What is the Maxi Calendar Deposit?
The Maxi Calendar Deposit is a savings plan that allows customers to choose the maturity date of their deposit within a period of 25 to 35 months, depending on the purpose for which they are saving.
Advantages and Features
- The deposit is available in EUR.
- Minimum amount required to open the deposit: EUR 500.
- Choose the maturity date of your deposit within a period of 25–35 months.
- Automatic renewal of the deposit.
- Benefit from competitive interest rates.
- Monitor your investment at any time through Credins Online.
Always refer to the latest deposit interest rate bulletins published at our branches and on our official website, as well as the applicable terms and conditions, for any additional information regarding deposits.
Interest Rates: click here
Required Documentation
- Identification document (identity card or biometric passport).
Credins Bank in Kosovo is a mandatory member of the Deposit Insurance Fund of the Republic of Kosovo
Advantages and Features
Currency: Euro
Minimum Amount: EUR 10,000
Interest Rate: Up to 3.7%
Maturity Term: 36 months
We are the best because we understand you — as Albanians understand one another. We know our country’s culture and your needs.
*The offer is valid until October 9, 2025.
Credins Bank in Kosovo is a mandatory member of the Deposit Insurance Fund of the Republic of Kosovo
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